Stay Safe and Save with Auto


Simply stated, the multi-car /vehicle add-on discount is given to those drivers who insure all of their vehicles (several) with one insurance provider. Those who insure their cars, vans, pickup trucks, mobile homes, snowmobiles, trailers, and campers with the exact same company like a discount of roughly 40 percent than others who insure their vehicles separately. The only real exception to the rule is the fact that motorcycles, mopeds, dune buggies, and motor scooters aren’t classified as private passenger vehicles but rather as separate entities and must be insured using their own individual policies without getting the benefit of the 20 % discount.

savings, money, insuranceI came across these shocking conditions inside my first years as an insurance agent and also since then have devoted myself exclusively to improving the forgotten and bewildered car insurance policyholder. As an example, one case I handled concerning a twenty-two-year-old mother who was paying $700 per year by being considered under twenty-five and unmarried. I used to be able to insure her at a lower price.

I had another case where a twenty-six- year-old married man was being billed for $980 annually simply because he had received one minor moving violation in his entire driving lifetime. After reviewing his situation, I had been able to reduce his premium in two!

Then there was clearly the case of the senior citizen who had a perfect driving history but was relayed through her explanation his representative that his car insurance company had not been longer working in New York. He was informed which he had to be placed in the assigned risk pool, that doubled his premium. I had been able to rescue the indegent man out of this fraudulent scheme and he regained his original rate.

Even though one is fortunate enough not to be victimized such as the preceding cases, at any time, and in a geographic area, even under identical circumstances and with identical coverages, the vehicle insurance rates among insurance companies can vary tremendously. For instance, if you check around for auto quotes from companies A, B, C, and D, you’ll be shocked to discover that although company A’s minute rates are $800 a year, company B’s $650 and company C’s $750, while company D has got the lowest rate with only a $600-a-year premium.